best no foreign transaction fee credit cards

#Best no foreign transaction fee credit cards full#

The Platinum Card from American Expressįoto: sourceDavid Slotnick/Business Insider Read more: Chase Sapphire Reserve card review Click here to learn more about the Chase Sapphire Reserve. The Sapphire Reserve earns a bonus of 50,000 points when you spend $4,000 in the first three months. You get a $300 statement credit each cardmember year to cover your first $300 of travel charges, and a higher earning rate of 3x points on travel and dining purchases. The Sapphire Reserve is essentially a beefed-up version of the Preferred, with a higher annual fee and a few key differences. Read more: Chase Sapphire Preferred review - one of the best travel cards for beginners Click here to learn more about the Chase Sapphire Preferred. Right now, the Chase Sapphire Preferred also offers a sign-up bonus of 60,000 points when you spend $4,000 in the first three months. Dining includes things like restaurants, bars, pubs, coffee shops, and more, while travel includes airfare, hotels, Airbnb, taxis, ride-share services like Uber and Lyft, subways, and more. One of the most popular and recommended travel rewards credit cards, the Chase Sapphire Preferred offers 2 points per dollar spent on dining and travel, including internationally. Basically, treat your credit card like a debit card.

#Best no foreign transaction fee credit cards full#

When you're working to earn credit-card rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay back.

Keep in mind that we're focusing on the rewards and perks that make these two cards great options, not things like interest rates and late fees, which can far outweigh the value of any rewards. While there are other cards, too, that waive foreign transaction fees, these are some of our favorites based on the rewards and other benefits they offer, as well as the value they provide compared to their annual fees. Here are some of the best consumer credit cards that don’t have foreign transaction fees. These days when I travel, I make sure that the cards I bring don’t have the fees, and – unless I’m in a country or area where cash is particularly preferred – I put most of my spending on the card without coming home to surprise charges. Since then, I’ve learned that while many consumer credit cards have foreign transaction fees, many other popular cards don’t. I was hit with a 3% fee on every single transaction I made. I didn’t realize that my basic student credit card, and, in fact, many popular mainstream credit cards, charged foreign transaction fees. Good plan, right? As I learned when I got back, not quite. I decided to use my credit card whenever possible, and only use cash when I didn’t have a choice. Capital One Venture Rewards Credit Cardĭuring college, a friend and I spent 10 days visiting four different countries in Europe – and since some of them were outside of the Euro zone, that meant that we’d be using three different currencies.Wells Fargo Propel American Express® card.Citi® /AAdvantage Platinum Select® World Elite™ Mastercard®.Gold Delta SkyMiles® Credit Card from American Express.The Platinum Card® from American Express.Here are the best credit cards with no foreign transaction fees in 2019: